Charge Off Dispute Kit

Dealing with a charge-off on your credit report? Don’t worry — this kit is here to help you challenge that account like a pro!

A charge-off dispute letter is a written request sent to credit bureaus or creditors asking them to investigate and potentially remove a charge-off from your credit report. A charge-off happens when a lender writes off a debt as unlikely to be collected, but that doesn’t always mean the reporting is accurate, fair, or verified.